A credit warning is a marker in the CPR register that an individual can choose to set up on Borger.dk to warn against loans or credit being granted in their name. The purpose of a credit warning is to protect against identity theft and fraud.
How do credit warnings work in Uniify?
When retrieving data about your customers through Uniify, you may encounter credit warnings in their CPR information. This marker acts as a signal to you that you should be extra cautious when it comes to any credit assessments, loans, or financing requests from this person.
How does this affect your credit assessment of customers?
When you use Uniify to validate your customers' information (including CPR validation and credit assessments), you will be able to see if an individual has a credit warning. This can be an important indicator for performing additional checks and can help minimize the risks associated with fraud.
For more details, you can read about credit warnings here.